Property Insurance

Property Insurance in Thailand

Protect your condo or house against Thailand-specific risks. Fire, theft, flood and more.

Get a Free Quote
Property Types

Insurance Tailored to Your Property

Condominium

Apartment in a managed building

Condo insurance covers your personal belongings and your private unit. The building structure and common areas are typically covered by the building management.

Coverage includes:

  • Furniture & personal belongings
  • Water damage
  • Theft & burglary
  • Civil liability
  • Fire & explosion
Starting from 3,000 THB/year

House / Villa

Detached house or villa

House insurance covers your entire property: structure, land, and contents. Essential for homeowners in Thailand.

Coverage includes:

  • Structure & walls
  • Furniture & contents
  • Pool & outbuildings
  • Natural disasters
  • Owner's civil liability
Starting from 5,000 THB/year
Your Situation

Owner or Tenant?

Property Owner

As an owner, you need to cover both the structure and contents of your property.

  • Full structural coverage
  • Owner's civil liability
  • Legal protection
  • Loss of rental income

Tenant / Renter

As a tenant, focus on protecting your personal belongings and liability.

  • Personal belongings & furniture
  • Tenant's civil liability
  • Neighbor recourse
  • Damage to the rental property
Thailand-Specific Risks

Risks to Be Aware Of

Thailand has specific risks that are important to cover.

Flooding

High risk during monsoon season (June–October), especially in Bangkok and central provinces.

Fire

Sometimes outdated electrical wiring. Increased risk during the dry season.

Storms

Strong winds and tropical storms, especially in the south (Koh Samui, Phuket).

Burglary

Break-ins, especially during extended absences. Protection recommended.

Protect Your Home in Thailand

Get a personalized quote based on your property type and situation

Get My Free Quote