Compare the best health insurance plans for expats and retirees. Find coverage that matches your visa and budget.
Get a Free QuoteWe've analyzed the 5 leading international insurers in Thailand to help you make the right choice.
| Insurer | Inpatient | Outpatient | Dental | Evacuation | Direct Billing | Indicative Price | |
|---|---|---|---|---|---|---|---|
|
Cigna
★ Recommended
|
Unlimited | Included | Included | Worldwide | 200+ hospitals | 60–150k THB/yr | Quote |
Allianz Care |
Up to 30M THB | Included | Optional | Included | 150+ hospitals | 40–120k THB/yr | Quote |
AXA |
Up to 20M THB | Included | Not included | Included | 100+ hospitals | 35–100k THB/yr | Quote |
Pacific Cross |
Up to 10M THB | Optional | Not included | Regional | 80+ hospitals | 20–70k THB/yr | Quote |
Aetna |
Up to 15M THB | Included | Optional | Included | 120+ hospitals | 30–90k THB/yr | Quote |
Each visa type has specific health insurance requirements.
The O-A visa requires mandatory health insurance since 2019. Minimum coverage required:
Recommended insurers: Cigna, Allianz, AXA
Get an O-A quote →The O-X visa (10 years) requires higher coverage than the O-A:
Recommended insurers: Cigna, Allianz
Get an O-X quote →The LTR visa (launched 2022) requires health insurance for the entire stay:
Recommended insurers: Cigna, Allianz, AXA
Get an LTR quote →The Destination Thailand Visa (DTV) for remote workers:
Recommended insurers: Pacific Cross, Cigna
Get a DTV quote →Cigna Global is considered the best premium option with worldwide coverage and a direct billing network with Thai hospitals. For a more moderate budget, Allianz Care and Pacific Cross offer excellent value for money.
Yes, since 2019, O-A visa holders must have health insurance covering at least 40,000 THB for outpatient care and 400,000 THB for hospitalization.
Prices vary by age and coverage: from 20,000 THB/year for basic coverage to over 150,000 THB/year for premium worldwide coverage. A 55-year-old male will pay on average between 40,000 and 80,000 THB/year.
The O-X visa requires health insurance with minimum coverage of 3 million THB. Cigna and Allianz offer plans specifically designed for this visa with compliant benefits.
Get a personalized quote based on your visa, age and budget
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